“A Goal Without A Plan Is Just A Wish”
— Antoine de Saint-Exupéry
What are your financial goals?
Financial Independence
Maybe you don't want to work the same 9 - 5 job for the rest of your life. Maybe you want to start a business, volunteer, take a year off or change careers. It's nice to have options. Having a solid financial plan will increase your freedom and open up doors for you along the way.
Retirement
Ready to start the next chapter in your life? Let's discuss your retirement goals and quantify what's possible. We will leverage best in class financial planning software to make sure you aren't making any mistakes. Monte Carlo Simulations, portfolio stress tests and Social Security optimization are just a few ways to help you step towards a confident future.
Inheritance and Sudden Wealth
Did you recently receive a life-changing inheritance or major windfall? Although this may be an exciting time, it can also feel daunting and stressful. We have many years of experience guiding our clients around the potential pitfalls of sudden wealth and helping them realize the potential of their new circumstances. We will work with you to create a financial plan to protect and grow your wealth so you can feel at peace and empowered.
Estate Planning and Insurance
Don't worry. We won't try to sell you an expensive insurance policy. As a fiduciary we don't sell any products. However, it is critical to have a well thought out estate plan and proper coverage so that you and your loved ones are protected. We can help you get your ducks in a row with the appropriate legal documents and provide unbiased advice regarding your insurance planning.
Education Planning
The cost of higher education has skyrocketed over the past two decades. It's now more important than ever to have an education plan in place so your kids or grandkids can attend college without being saddled with debt. We will work with you to create an education saving strategy by utilizing tax advantaged education plans.
Retirement Accounts and 401(k) Allocation
How much should you contribute to your 401k and is it a smart idea to contribute to an IRA? Should I use the Roth or Traditional? Does it make sense to rollover your old 401k? Which investments should I use in my current 401k? These are all important questions We can help you answer.
Employer Sponsored Benefits
Depending on your employer you may have additional forms of compensation. Whether it's HSAs, FSAs, stock options, RSUs, ESPPs or deferred compensation, we can help you make sense of it all. Let's figure out the right strategy for you.
